Privacy Policy for LenderFinder.io
Effective Date: 17 Jan. 2026
Last Updated: 17 May 2026
1. Introduction
Welcome to LenderFinder.io (“we,” “our,” “us”). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://lenderfinder.io/ (the “Site”) or use our services to connect with potential lenders.
By using LenderFinder.io, you consent to the data practices described in this policy.
2. Information We Collect
We collect several types of information to provide loan matching services:
A. Personal Data You Provide
- Identity Data: Full name, date of birth.
- Contact Data: Email address, phone number, physical address.
- Financial Data: Employment status, income range, credit score range, loan amount desired, loan purpose, bank account details (if required for pre-qualification).
- Sensitive Data: Social Security Number (SSN) or Tax ID (only if required by lenders and collected via secure forms). We do not store full SSNs on our servers.
B. Automatically Collected Data
- Technical Data: IP address, browser type, device ID, operating system.
- Usage Data: Clickstream data, pages visited, time spent on Site, referral source.
- Cookies & Tracking: See Section 7.
3. How We Use Your Information
We use your data to:
- Match you with lenders: Share your application with our network of third-party lenders.
- Facilitate loan offers: Present you with pre-qualified rates and terms.
- Communicate with you: Send loan updates, disclosures, or customer support messages.
- Improve our service: Analyze usage patterns, prevent fraud, and debug errors.
- Comply with legal obligations: Anti-money laundering (AML) and KYC (Know Your Customer) requirements.
4. Legal Basis for Processing (GDPR for EU Users)
If you are in the European Economic Area (EEA), we process your data based on:
- Consent: You agreed to share data for lender matching.
- Contract: To take steps at your request before entering a loan agreement.
- Legal Obligation: To comply with financial regulations.
- Legitimate Interests: To prevent fraud and improve our services.
5. Sharing Your Information (CRITICAL for LenderFinder.io)
We do not sell your personal data. However, we share your data with:
- Third-Party Lenders & Financial Partners: The primary purpose of our service is to forward your loan request to lenders, banking institutions, and financial service providers. Once shared, their privacy policies govern your data.
- Service Providers: Vendors who help us run the Site (cloud hosting, analytics, email delivery, fraud detection).
- Credit Bureaus (with consent): To verify your identity or check creditworthiness for pre-qualification.
- Law Enforcement: If required by subpoena, court order, or to protect our legal rights.
6. Your Privacy Rights
Depending on your location, you may have the following rights:
- Right to Access: Request a copy of your data.
- Right to Correction: Fix inaccurate data.
- Right to Deletion (“Right to be Forgotten”): Request we delete your data (subject to legal retention requirements).
- Right to Opt-Out of Sale/Sharing: For California residents (CCPA), we do not sell data but you may opt out of targeted advertising.
- Right to Limit Use: Restrict how we use sensitive financial data.
To exercise rights: Email us at info@lenderfinder.io
For California residents: We respond to verifiable consumer requests within 45 days.
7. Cookies & Tracking Technologies
We use:
- Essential Cookies: Required for site functionality.
- Analytics Cookies: Google Analytics, etc., to understand traffic.
- Advertising Cookies: To retarget you on other platforms (e.g., after you leave our site).
You can disable cookies via your browser settings. Note that parts of the Site may not function properly.
8. Data Security
We implement SSL encryption, firewalls, and access controls. However, no transmission over the Internet is 100% secure. We cannot guarantee absolute security.
9. Data Retention
We retain personal data for as long as necessary to:
- Provide loan matching services.
- Comply with financial record-keeping laws (typically 5–7 years).
- Resolve disputes or enforce agreements.
After that, we delete or anonymize your data.
10. Third-Party Links
LenderFinder.io may contain links to lender websites. We are not responsible for their privacy practices. Read their policies before providing data.
11. Children’s Privacy
Our service is strictly for individuals aged 18 or older. We do not knowingly collect data from minors under 18.
12. International Data Transfers
If you access our Site from outside the United States, your data may be transferred to and processed in the US, where privacy laws may differ from your jurisdiction.
13. Changes to This Policy
We may update this policy periodically. Changes will be posted with a new “Effective Date.” Material changes will be notified via email or a banner on our Site.
14. Contact Us
For privacy questions or complaints:
Email: info@lenderfinder.io
For GDPR issues (EU): You have the right to lodge a complaint with your local Data Protection Authority.